As age catches up to all of us, the size of one’s property and the burden of home up-keep can sometimes prove to be too much, potentially leading to opting into a senior independent living situation. There are a number of important considerations to make and prominent misunderstandings to acknowledge to truly understanding what senior independent living entails. Today we’d like to walk through the top three with you.
Dispelling Senior Independent Living Myths
This arrangement does not entail around-the-clock assistance and the typical loss of independence seen in other residential options for seniors. Instead, those that choose this avenue for their future should know that they will still possess their own space and their own privacy.
Those living in this fashion possess:
– Their own apartment
– Their own furniture
– Their own locks, ensuring privacy
– Their own hobbies
Towards this last point, it’s crucial to understand that seniors don’t have to leave behind the passions they love. Bingo nights, workout and fitness time, and special programs such as gardening instruction are frequently offered at such facilities. Activities are bountiful.
Also, despite the fact that this isn’t assisted living, there’s still security at all times. Most facilities offer 24-hour employees and specific safety procedures and security functions, all designed to provide peace of mind.
Understanding Types of Senior Independent Living
Retirement communities – Retirement communities Professional Movers Brampton at AleksMovingLinks to an external site. are reserved for those only of a certain age. Generally, this is either 55 or 60 and older. Condominiums, single-family homes, townhouses, and more are all featured in these communities.
Congregate care housing – Again restricted by age, these are apartments wherein rent also covers various meals, transportation services, and related perks.
Low-income housing – The United States Department of Housing and Urban Development offers subsidies to those with low-incomes that qualify. If you’re of more limited means, this is an avenue you’ll likely want to investigate.
Continuing Care Retirement Communities – Just because you’re not ready for an assisted living scenario doesn’t mean you can’t prepare for the future and the possibility of eventual health issues. A CCRC runs the gamut in offered care, allowing for those seeking independence while simultaneously catering to those that need 24-hour care. The same site offers both, and facilitates the movement of its residents from one situation to the next.
Understanding Senior Independent Living Costs
Community services, taxes, and utilities will vary from market to market and region to region. It’s important to ask a variety of cost-related questions when investigating options, as there are a number of potential deposits as well as additional services that may or may not be complementary.
A quick list of potential fees and utility costs to ask about:
– Move-in fees
– Assessment fees
– Waiting list deposits
– Television and utility costs
– Housekeeping and laundry
– Private phone plans
– Transportation services
– Private vehicle parking